Payments API - Panama

The Payments API for Panama allows you to efficiently integrate PayU’s payment processing features for credit cards into your online shopping platform.

This guide shows you how to leverage these services to enhance your customers’ payment experience by providing flexible and secure payment options tailored to the local market.

Available Methods

Payments API includes the following methods:

Submit Transactions Using Credit Cards

This method lets you process the payments performed by your customers using credit cards. For Panama, you can perform one-step flows (Charge). For more information, refer to Payment flows.

Parameters for Request and Response

Request
Field Name Format Size Description Mandatory
language Alphanumeric 2 Language used in the request, this language is used to display the error messages generated. See supported languages. Yes
command Alphanumeric Max:32 Set SUBMIT_TRANSACTION. Yes
test (JSON)
isTest (XML)		 Boolean Set true if the request is in test mode. Otherwise, set false. Yes
merchant Object This object has the authentication data. Yes
merchant > apiLogin Alphanumeric Min:12 Max:32 User or login provided by PayU. How do I get my API Login Yes
merchant > apiKey Alphanumeric Min:6 Max:32 Password provided by PayU. How do I get my API Key Yes
transaction Object Object This object has the transaction data. Yes
transaction > order Object This object has the order data. Yes
transaction > order > accountId Number Identifier of your account. Yes
transaction > order > referenceCode Alphanumeric Min:1 Max:255 Represents the identifier of the order in your system. Yes
transaction > order > description Alphanumeric Min:1 Max:255 Description of the order. Yes
transaction > order > language Alphanumeric 2 Language used in emails sent to the buyer and the seller. Yes
transaction > order > notifyUrl Alphanumeric Max:2048 Confirmation URL of the order. No
transaction > order > partnerId Alphanumeric Max:255 Partner ID in PayU. No
transaction > order > signature Alphanumeric Max:255 The signature associated to the form. For more information refer Authentication signature. Yes
transaction > order > shippingAddress Object Shipping address. No
transaction > order > shippingAddress > street1 Alphanumeric Max:100 Address Line 1. No
transaction > order > shippingAddress > street2 Alphanumeric Max:100 Address Line 2. No
transaction > order > shippingAddress > city Alphanumeric Max:50 Address city. No
transaction > order > shippingAddress > state Alphanumeric Max:40 Address State. No
transaction > order > shippingAddress > country Alphanumeric 2 Address country. No
transaction > order > shippingAddress > postalCode Alphanumeric Max:8 Address Zip code. No
transaction > order > shippingAddress > phone Alphanumeric Max:11 Phone number associated to the address. No
transaction > order > buyer Object Buyer information. Yes
transaction > order > buyer > merchantBuyerId Alphanumeric Max:100 Buyer ID in your system. No
transaction > order > buyer > fullName Alphanumeric Max:150 Full name of the buyer. Yes
transaction > order > buyer > emailAddress Alphanumeric Max:255 E-mail of the buyer. Yes
transaction > order > buyer > contactPhone Alphanumeric Max:20 Phone number of the buyer. Yes
transaction > order > buyer > dniNumber Alphanumeric Max:20 Identification number of the buyer. Yes
transaction > order > buyer > shippingAddress Alphanumeric Shipping address of the buyer. Yes
transaction > order > buyer > shippingAddress > street1 Alphanumeric Max:150 Buyer’s shipping address Line 1. Yes
transaction > order > buyer > shippingAddress > city Alphanumeric Max:50 Buyer’s shipping address city. Yes
transaction > order > buyer > shippingAddress > state Alphanumeric Max:40 Buyer’s shipping address state. Yes
transaction > order > buyer > shippingAddress > country Alphanumeric 2 Buyer’s shipping address country in format ISO 3166 alpha-2. Yes
transaction > order > buyer > shippingAddress > postalCode Number Max:20 Buyer’s shipping address zip code. Yes
transaction > order > buyer > shippingAddress > phone Number Max:20 Buyer’s shipping address phone number. Yes
transaction > order > additionalValues > Object 64 Amount of the order or its associated values. Yes
transaction > order > additionalValues > TX_VALUE Alphanumeric 64 Amount of the transaction. Yes
transaction > order > additionalValues > TX_VALUE > value Number 12, 2 Specifies the amount of the transaction, this value may have two decimal digits (Ex. 10000.00 or 10000). Yes
transaction > order > additionalValues > TX_VALUE > currency Alphanumeric 3 ISO code of the currency. See accepted currencies. Yes
transaction > order > additionalValues > TX_TAX Alphanumeric 64 Amount of the Value Added Tax (VAT). Yes
transaction > order > additionalValues > TX_TAX > value Number 12, 2 Specifies the amount of the VAT. No
transaction > order > additionalValues > TX_TAX > currency Alphanumeric 3 ISO code of the currency. See accepted currencies. No
transaction > order > additionalValues > TX_TAX_RETURN_BASE Alphanumeric 64 Base value to calculate the VAT.
If the amount does not have IVA, send 0.
This value may have two decimal digits.		 No
transaction > order > additionalValues > TX_TAX_RETURN_BASE > value Number 12, 2 Specifies the base amount of the transaction. No
transaction > order > additionalValues > TX_TAX_RETURN_BASE > currency Alphanumeric 3 ISO code of the currency. See accepted currencies. No
transaction > creditCardTokenId Alphanumeric Include this parameter when the transaction is done using a tokenized card replacing the information of the credit card. For more information, refer to Tokenization API Yes
transaction > creditCard Object Credit card information. This object and its parameters are mandatory when the payment is performed using not tokenized credit card. No
transaction > creditCard > number Alphanumeric Min:13 Max:20 Credit card number. No
transaction > creditCard > securityCode Alphanumeric Min:1 Max:4 Credit card security code (CVC2, CVV2, CID). No
transaction > creditCard > expirationDate Alphanumeric 7 Credit card expiration date. Format YYYY/MM. No
transaction > creditCard > name Alphanumeric Min:1 Max:255 Holder’s name displayed in the credit card. No
transaction > creditCard > processWithoutCvv2 Boolean Max:255 Allows you to process transactions without including the credit card security code. Your commerce requires PayU’s authorization before using this feature. No
transaction > payer Object Payer information. Yes
transaction > payer > emailAddress Alphanumeric Max:255 Payer e-mail address. Yes
transaction > payer > merchantPayerId Alphanumeric Max:100 Identifier of the payer in your system. No
transaction > payer > fullName Alphanumeric Max:150 Name of the payer which must meet the name sent in the parameter transaction.creditCard.name. Yes
transaction > payer > billingAddress Object Billing address. Yes
transaction > payer > billingAddress > street1 Alphanumeric Max:100 Billing Address Line 1. Yes
transaction > payer > billingAddress > street2 Alphanumeric Max:100 Billing Address Line 2. No
transaction > payer > billingAddress > city Alphanumeric Max:50 Billing address city. Yes
transaction > payer > billingAddress > state Alphanumeric Max:40 Billing address state. No
transaction > payer > billingAddress > country Alphanumeric 2 Billing address country in format ISO 3166 Alpha-2. Yes
transaction > payer > billingAddress > postalCode Alphanumeric Max:20 Billing address zip code. No
transaction > payer > billingAddress > phone Alphanumeric Max:20 Billing address phone number. No
transaction > payer > birthdate Alphanumeric Max:10 Buyer’s date of birth. No
transaction > payer > contactPhone Alphanumeric Max:20 Buyer’s phone number. Yes
transaction > payer > dniNumber Alphanumeric Max:20 Identification number of the buyer. Yes
transaction > payer > dniType Alphanumeric 2 Identification type of the buyer. See Document types. Yes
transaction > type Alphanumeric 32 Set this value according to the transaction. For Panama, set AUTHORIZATION_AND_CAPTURE Yes
transaction > paymentMethod Alphanumeric 32 Select a valid Credit card Payment Method. See the available Payment Methods for Panama. Yes
transaction > paymentCountry Alphanumeric 2 Set PA for Panama. Yes
transaction > deviceSessionId Alphanumeric Max:255 Session identifier of the device where the customer performs the transaction. For more information, refer to this topic. Yes
transaction > ipAddress Alphanumeric Max:39 IP address of the device where the customer performs the transaction. Yes
transaction > cookie Alphanumeric Max:255 Cookie stored by the device where the customer performs the transaction. Yes
transaction > userAgent Alphanumeric Max:1024 The User agent of the browser where the customer performs the transaction. Yes
transaction > extraParameters Object Additional parameters or data associated with the request. The maximum size of each extraParameters name is 64 characters.
In JSON, the extraParameters parameter follows this structure:
"extraParameters": {
 "INSTALLMENTS_NUMBER": 1
}

In XML, the extraParameters parameter follows this structure:
<extraParameters>
 <entry>
  <string>INSTALLMENTS_NUMBER</string>
  <string>1</string>
 </entry>
</extraParameters>		 No
Response
Field Name Format Size Description
code Alphanumeric The response code of the transaction. Possible values are ERROR and SUCCESS.
error Alphanumeric Max:2048 The error message associated when the response code is ERROR.
transactionResponse Object The response data.
transactionResponse > orderId Number The generated or existing order Id in PayU.
transactionResponse > transactionId Alphanumeric 36 The identifier of the transaction in PayU.
transactionResponse > state Alphanumeric Max:32 The status of the transaction.
transactionResponse > responseCode Alphanumeric Max:64 The response code associated with the status.
transactionResponse > paymentNetworkResponseCode Alphanumeric Max:255 The response code returned by the financial network.
transactionResponse > paymentNetworkResponseErrorMessage Alphanumeric Max:255 The error message returned by the financial network.
transactionResponse > trazabilityCode Alphanumeric Max:32 The traceability code returned by the financial network.
transactionResponse > authorizationCode Alphanumeric Max:12 The authorization code returned by the financial network.
transactionResponse > responseMessage Alphanumeric Max:2048 Message associated with the response code.
transactionResponse > operationDate Date Creation date of the response in the PayU´s system.
transactionResponse > extraParameters Object Additional parameters or data associated with the response.
In JSON, the extraParameters parameter follows this structure:
"extraParameters": {
 "BANK_REFERENCED_CODE": "CREDIT"
}

In XML, the extraParameters parameter follows this structure:
<extraParameters>
 <entry>
  <string>BANK_REFERENCED_CODE</string>
  <string>CREDIT</string>
 </entry>
</extraParameters>

Considerations

  • For payments with credit card tokens, include the parameters transaction.creditCardTokenId and transaction.creditCard.securityCode (if you process with security code) replacing the information of the credit card. For more information, refer to Tokenization API.
  • By default, processing credit cards without security code is not enabled. If you want to enable this feature, contact your Sales representative. After this feature is enabled for you, send in the request the variable creditCard.processWithoutCvv2 as true and remove the variable creditCard.securityCode.

API Call

The following are the examples of the request and response of this payment method.


Request Example:

{
   "language": "es",
   "command": "SUBMIT_TRANSACTION",
   "merchant": {
      "apiKey": "4Vj8eK4rloUd272L48hsrarnUA",
      "apiLogin": "pRRXKOl8ikMmt9u"
   },
   "transaction": {
      "order": {
         "accountId": "512326",
         "referenceCode": "PRODUCT_TEST_2021-06-21T21:28:14.962Z",
         "description": "Payment test description",
         "language": "es",
         "signature": "782997f7981288b6ea411709188ff926",
         "notifyUrl": "http://www.payu.com/notify",
         "additionalValues": {
            "TX_VALUE": {
               "value": 100,
               "currency": "USD"
         }
         },
         "buyer": {
            "merchantBuyerId": "1",
            "fullName": "First name and second buyer name",
            "emailAddress": "buyer_test@test.com",
            "contactPhone": "7563126",
            "dniNumber": "123456789",
            "shippingAddress": {
               "street1": "Via Jose A. Arango, Juan Diaz",
               "street2": "5555487",
               "city": "Panamá",
               "state": "Panamá",
               "country": "PA",
               "postalCode": "000000",
               "phone": "7563126"
            }
         },
         "shippingAddress": {
            "street1": "Via Jose A. Arango, Juan Diaz",
            "street2": "5555487",
            "city": "Panamá",
            "state": "Panamá",
            "country": "PA",
            "postalCode": "0000000",
            "phone": "7563126"
         }
      },
      "payer": {
         "merchantPayerId": "1",
         "fullName": "First name and second payer name",
         "emailAddress": "payer_test@test.com",
         "contactPhone": "7563126",
         "dniNumber": "5415668464654",
         "billingAddress": {
            "street1": "Via Jose A. Arango, Juan Diaz",
            "street2": "125544",
            "city": "Panamá",
            "state": "Panamá",
            "country": "PA",
            "postalCode": "000000",
            "phone": "7563126"
         }
      },
      "creditCard": {
         "number": "4037997623271984",
         "securityCode": "321",
         "expirationDate": "2030/12",
         "name": "APPROVED"
      },
      "extraParameters": {
         "INSTALLMENTS_NUMBER": 1
      },
      "type": "AUTHORIZATION_AND_CAPTURE",
      "paymentMethod": "VISA",
      "paymentCountry": "PA",
      "deviceSessionId": "vghs6tvkcle931686k1900o6e1",
      "ipAddress": "127.0.0.1",
      "cookie": "pt1t38347bs6jc9ruv2ecpv7o2",
      "userAgent": "Mozilla/5.0 (Windows NT 5.1; rv:18.0) Gecko/20100101 Firefox/18.0"
   },
   "test": true
}

Response Example:

{
    "code": "SUCCESS",
    "error": null,
    "transactionResponse": {
        "orderId": 857804178,
        "transactionId": "299f50c4-d7d9-4f24-a4fc-1454ff26d5c4",
        "state": "APPROVED",
        "paymentNetworkResponseCode": null,
        "paymentNetworkResponseErrorMessage": null,
        "trazabilityCode": "00000000",
        "authorizationCode": "00000000",
        "pendingReason": null,
        "responseCode": "APPROVED",
        "errorCode": null,
        "responseMessage": null,
        "transactionDate": null,
        "transactionTime": null,
        "operationDate": 1624311390098,
        "referenceQuestionnaire": null,
        "extraParameters": {
            "BANK_REFERENCED_CODE": "CREDIT",
            "PAYMENT_WAY_ID": "4"
        },
        "additionalInfo": null
    }
}

Request Example:

<request>
   <language>es</language>
   <command>SUBMIT_TRANSACTION</command>
   <merchant>
      <apiKey>4Vj8eK4rloUd272L48hsrarnUA</apiKey>
      <apiLogin>pRRXKOl8ikMmt9u</apiLogin>
   </merchant>
   <transaction>
      <order>
         <accountId>512326</accountId>
         <referenceCode>PRODUCT_TEST_2021-06-21T21:28:14.962Z</referenceCode>
         <description>Payment test description</description>
         <language>es</language>
         <signature>782997f7981288b6ea411709188ff926</signature>
         <notifyUrl>http://www.payu.com/notify</notifyUrl>
         <additionalValues>
            <entry>
               <string>TX_VALUE</string>
               <additionalValue>
                  <value>100</value>
                  <currency>USD</currency>
               </additionalValue>
            </entry>
         </additionalValues>
         <buyer>
            <merchantBuyerId>1</merchantBuyerId>
            <fullName>First name and second buyer name</fullName>
            <emailAddress>buyer_test@test.com</emailAddress>
            <contactPhone>7563126</contactPhone>
            <dniNumber>123456789</dniNumber>
            <shippingAddress>
               <street1>Via Jose A. Arango, Juan Diaz</street1>
               <street2>5555487</street2>
               <city>Panamá</city>
               <state>Panamá</state>
               <country>PA</country>
               <postalCode>000000</postalCode>
               <phone>7563126</phone>
            </shippingAddress>
         </buyer>
         <shippingAddress>
            <street1>Via Jose A. Arango, Juan Diaz</street1>
            <street2>5555487</street2>
            <city>Panamá</city>
            <state>Panamá</state>
            <country>PA</country>
            <postalCode>0000000</postalCode>
            <phone>7563126</phone>
         </shippingAddress>
      </order>
      <payer>
         <merchantPayerId>1</merchantPayerId>
         <fullName>First name and second payer name</fullName>
         <emailAddress>payer_test@test.com</emailAddress>
         <contactPhone>7563126</contactPhone>
         <dniNumber>5415668464654</dniNumber>
         <billingAddress>
            <street1>Via Jose A. Arango, Juan Diaz</street1>
            <street2>5555487</street2>
            <city>Panamá</city>
            <state>Panamá</state>
            <country>PA</country>
            <postalCode>000000</postalCode>
            <phone>7563126</phone>
         </billingAddress>
      </payer>
      <creditCard>
         <number>4037997623271984</number>
         <securityCode>321</securityCode>
         <expirationDate>2030/12</expirationDate>
         <name>APPROVED</name>
      </creditCard>
      <extraParameters>
         <entry>
            <string>INSTALLMENTS_NUMBER</string>
            <string>1</string>
         </entry>
      </extraParameters>
      <type>AUTHORIZATION_AND_CAPTURE</type>
      <paymentMethod>VISA</paymentMethod>
      <paymentCountry>PA</paymentCountry>
      <deviceSessionId>vghs6tvkcle931686k1900o6e1</deviceSessionId>
      <ipAddress>127.0.0.1</ipAddress>
      <cookie>pt1t38347bs6jc9ruv2ecpv7o2</cookie>
      <userAgent>Mozilla/5.0 (Windows NT 5.1; rv:18.0) Gecko/20100101 Firefox/18.0</userAgent>
   </transaction>
   <isTest>true</isTest>
</request>

Response Example:

<paymentResponse>
    <code>SUCCESS</code>
    <transactionResponse>
        <orderId>857804176</orderId>
        <transactionId>69de6de1-9e18-45ae-8429-866bb3b47822</transactionId>
        <state>APPROVED</state>
        <trazabilityCode>00000000</trazabilityCode>
        <authorizationCode>00000000</authorizationCode>
        <responseCode>APPROVED</responseCode>
        <operationDate>2021-06-21T16:35:06</operationDate>
        <extraParameters>
            <entry>
                <string>BANK_REFERENCED_CODE</string>
                <string>CREDIT</string>
            </entry>
            <entry>
                <string>PAYMENT_WAY_ID</string>
                <string>4</string>
            </entry>
        </extraParameters>
    </transactionResponse>
</paymentResponse>

Available Payment Methods Query

This method returns a list of the payment methods available in all countries.

Parameters for Request and Response

Request
Field name Format Size Description Mandatory
language Alphanumeric 2 Language used in the request, this language is used to display the error messages generated. See supported languages. Yes
command Alphanumeric Max:32 Set GET_PAYMENT_METHODS. Yes
test (JSON)
isTest (XML)		 Boolean Set true if the request is in test mode. Otherwise, set false. Yes
merchant Object This object has the authentication data. Yes
merchant > apiLogin Alphanumeric Min:12 Max:32 User or login provided by PayU. How do I get my API Login Yes
merchant > apiKey Alphanumeric Min:6 Max:32 Password provided by PayU. How do I get my API Key Yes
Response
Field name Format Size Description
code Alphanumeric The response code of the transaction. Possible values are ERROR and SUCCESS.
error Alphanumeric Max:2048 The error message associated when the response code is ERROR.
paymentMethods Object List of the payment methods.
paymentMethods > paymentMethodComplete Object This object has the information of a payment method.
paymentMethods > paymentMethodComplete > id Numeric Payment method identifier.
paymentMethods > paymentMethodComplete > description Alphanumeric Max:32 Payment method name.
paymentMethods > paymentMethodComplete > country Alphanumeric 2 ISO code of the Payment method country.

API Call

The following are the examples of the request and response of this method. For the sake of the example, the response here shows two payment methods.


Request Example:

{
   "test": false,
   "language": "en",
   "command": "GET_PAYMENT_METHODS",
   "merchant": {
      "apiLogin": "pRRXKOl8ikMmt9u",
      "apiKey": "4Vj8eK4rloUd272L48hsrarnUA"
   }
}

Response Example:

{
    "code": "SUCCESS",
    "error": null,
    "paymentMethods": [
        {
            "id": "450",
            "description": "VISA",
            "country": "PA",
            "enabled": true,
            "reason": null
        },
        {
            "id": "451",
            "description": "MASTERCARD",
            "country": "PA",
            "enabled": true,
            "reason": null
        }
    ]
}

Request Example:

<request>
   <language>en</language>
   <command>GET_PAYMENT_METHODS</command>
   <merchant>
      <apiLogin>pRRXKOl8ikMmt9u</apiLogin>
      <apiKey>4Vj8eK4rloUd272L48hsrarnUA</apiKey>
   </merchant>
   <isTest>false</isTest>
</request>

Response Example:

<paymentMethodsResponse>
    <code>SUCCESS</code>
    <paymentMethods>
        <paymentMethodComplete>
            <id>450</id>
            <description>VISA</description>
            <country>PA</country>
            <enabled>true</enabled>
        </paymentMethodComplete>
        <paymentMethodComplete>
            <id>451</id>
            <description>MASTERCARD</description>
            <country>PA</country>
            <enabled>true</enabled>
        </paymentMethodComplete>
    </paymentMethods>
</paymentMethodsResponse>

Ping

The PING method lets you verify the connection to our platform.

Parameters for Request and Response

Request
Field name Format Size Description Mandatory
language Alphanumeric 2 Language used in the request, this language is used to display the error messages generated. See supported languages. Yes
command Alphanumeric Max:32 Set PING. Yes
test (JSON)
isTest (XML)		 Boolean Set true if the request is in test mode. Otherwise, set false. Yes
merchant Object This object has the authentication data. Yes
merchant > apiLogin Alphanumeric Min:12 Max:32 User or login provided by PayU. How do I get my API Login Yes
merchant > apiKey Alphanumeric Min:6 Max:32 Password provided by PayU. How do I get my API Key Yes
Response
Field name Format Size Description
code Alphanumeric The response code of the transaction.
error Alphanumeric Max:2048 The error message associated if an error ocurred.
transactionResponse Object Max:2048 The response of the PING method if an error ocurred.

API Call

The following are the examples of the request and response of this method.


Request Example:

{
   "test": false,
   "language": "en",
   "command": "PING",
   "merchant": {
      "apiLogin": "pRRXKOl8ikMmt9u",
      "apiKey": "4Vj8eK4rloUd272L48hsrarnUA"
   }
}

Response Example:

{
    "code": "SUCCESS",
    "error": null,
    "transactionResponse": null
}

Request Example:

<request>
   <language>en</language>
   <command>PING</command>
   <merchant>
      <apiLogin>pRRXKOl8ikMmt9u</apiLogin>
      <apiKey>4Vj8eK4rloUd272L48hsrarnUA</apiKey>
   </merchant>
   <isTest>false</isTest>
</request>

Response Example:

<paymentResponse>
    <code>SUCCESS</code>
</paymentResponse>
Last modified September 9, 2024: Documentation Updates (74c84013a)