API de Promoções

A API de Promoções permite recuperar as promoções disponíveis, incluindo seus custos associados, características e outros detalhes relevantes para seus clientes.

A API de Promoções está disponível nos seguintes países:

País Promoções Meses Sem Juros (MSI)
 Argentina
 Colômbia
 México
 Peru

Promoções

O recurso de Promoções permite consultar promoções ativas via API, recuperar seus detalhes e apresentá-los aos clientes.

Uma promoção inclui os métodos de pagamento aplicáveis, os dias da semana elegíveis, uma lista de bancos participantes e as datas de início e término da validade.

Autenticação para Promoções

Para autenticar as requisições da API, é necessário usar um mecanismo baseado em HMAC. Você precisa da sua MerchantPublicKey, que pode ser encontrada no seu Painel de Gerenciamento PayU em Configuração > Configuração técnica > Chave pública.

PrintScreen

Configuração da Autenticação

Inclua os cabeçalhos Authorization e Date na sua requisição. O cabeçalho Authorization segue esta estrutura:

"Hmac" + " " + MerchantPublicKey + ":" + Signature

Onde Signature é criada da seguinte forma:

Signature = Base64(HMAC-SHA256(MerchantApiKey,ContentToSign)) 

E ContentToSign corresponde a:

HTTP-Verb + "\n" + "\n" + "\n" +
Date + "\n" +
URI

Exemplo: Gerando o Cabeçalho de Autenticação

O seguinte exemplo mostra como criar o cabeçalho de Autenticação usando os seguintes valores de teste:

ContentToSign:

GET 
    

Fri, 28 Apr 2017 18:32:01 GMT
/payments-api/rest/v4.9/pricing

MerchantApiKey:

4Vj8eK4rloUd272L48hsrarnUA

MerchantPublicKey:

PKaC6H4cEDJD919n705L544kSU

Criptografe ContentToSign usando MerchantApiKey como a chave de acesso. Em seguida, concatene o resultado com MerchantPublicKey onforme mostrado abaixo:

Authorization

Hmac PKaC6H4cEDJD919n705L544kSU:sIxh54sANfKaxO0ugX6QwhPmZRS+TGy8gmdCwr3kjP0= 

Para evitar ataques de repetção (replay attacks), inclua o cabeçalho Date formatado da seguinte forma:

Date

Mon, 11 May 2015 21:14:41 GMT

Se restrições do cliente REST impedirem o uso de Date, você pode alternativamente enviar x-hmac-date no mesmo formato:

x-hmac-date

Mon, 11 May 2015 21:14:41 GMT

Consulte as Promoções Disponíveis

Para recuperar promoções, envie uma requisição GET para a URL apropriada com base no ambiente.

Como este é um serviço RESTful, recomendamos fortemente evitar a validação estrita do esquema. Evitar a validação do esquema garante uma integração mais suave, minimizando mudanças quando atualizações são feitas no Web Service.

Parâmetros da Requisição e Resposta

Parâmetros da Requisição
Parâmetro Descrição Obrigatório
accountId Identificador único da sua conta. Sim
currency Moeda associada à sua conta Não
amount Valor total da compra Sim
paymentMethod Parâmetro opcional para filtrar promoções por método de pagamento. Não
Parâmetros de Resposta
Nome do Campo Tipo Tamanho Descrição
promotion > id Inteiro Identificador único da promoção na plataforma PayU.
promotion > title String 50 Título da promoção.
promotion > termsAndConditions String 250 Termos e condições aplicáveis à promoção.
promotion > paymentMethod String Nome do meio de pagamento disponível para a promoção.
promotion > subFranchise String Nome da sub-bandeira/sub-franquia do meio de pagamento.
promotion > banks Lista Lista de bancos onde a promoção se aplica.
promotion > iins Lista Lista de números IIN/BIN bancários onde a promoção se aplica.
promotion > days Lista Lista de dias em que a promoção é válida.
promotion > startDate Datetime Data de início da promoção.
promotion > endDate Datetime Data de término da promoção.
paymentMethodFee Lista Descrição dos custos assumidos pelo lojista com base no meio de pagamento.
paymentMethodFee > paymentMethodFeeDetail.paymentMethod String Nome do meio de pagamento.
paymentMethodFeeDetail > pricingFees Objeto Contém detalhes de precificação para meios de pagamento e planos de parcelamento.
paymentMethodFeeDetail > pricingFees > fee > installments String Parcela única (1) ou um intervalo de parcelas (1-36 para países aplicáveis).
paymentMethodFeeDetail > pricingFees > fee > pricing Objeto Valores de precificação padrão para a transação.
paymentMethodFeeDetail > pricingFees > fee > pricing > payerDetail Objeto Detalhamento dos juros e taxas aplicados ao pagador.
paymentMethodFeeDetail > pricingFees > fee > pricing > payerDetail > commission Decimal Taxas totais, incluindo impostos aplicáveis, cobradas do pagador.
paymentMethodFeeDetail > pricingFees > fee > pricing > payerDetail > interests Decimal Juros totais, incluindo impostos aplicáveis, cobrados do pagador.
paymentMethodFeeDetail > pricingFees > fee > pricing > payerDetail > total Decimal Valor total que o pagador deve pagar, incluindo taxas e juros.
paymentMethodFeeDetail > pricingFees > fee > pricing > merchantDetail Objeto Detalhamento dos juros e taxas aplicados ao lojista.
paymentMethodFeeDetail > pricingFees > fee > pricing > merchantDetail > commission Decimal Taxas totais, incluindo impostos aplicáveis, cobradas do lojista.
paymentMethodFeeDetail > pricingFees > fee > pricing > merchantDetail > interests Decimal Juros totais, incluindo impostos aplicáveis, cobrados do lojista.
paymentMethodFeeDetail > pricingFees > fee > pricing > merchantDetail > total Decimal Valor total que o lojista deve pagar devido a taxas e juros.
paymentMethodFeeDetail > pricingFees > fee > pricing > totalValue Decimal Valor total do pagamento, incluindo taxas e juros.
paymentMethodFeeDetail > pricingFees > fee > pricing > totalIncomeTransaction Decimal Receita total gerada com a transação.
paymentMethodFeeDetail > pricingFees > fee > pricing > additionalInfo Objeto Inclui informações sobre a Taxa Efetiva Anual (TEA) e o Custo Financeiro Total (CFT). Disponível para a Argentina.
paymentMethodFeeDetail > pricingFees > fee > pricing > additionalInfo > cft Decimal Custo Financeiro Total (CFT) aplicado.
paymentMethodFeeDetail > pricingFees > fee > pricing > additionalInfo > tea Decimal Taxa Efetiva Anual (TEA) aplicada.

Chamada da API

Para recuperar as promoções disponíveis, envie uma solicitação GET utilizando o seguinte formato:

GET
https://{env-api}.payulatam.com/payments-api/rest/v4.9/pricing?accountId={accountId}&currency={currency}&amount={amount}&paymentMethod={paymentMethod}

A variável {env-api} deve ser definida da seguinte forma:

  • sandbox.api para testes
  • api para produção

O parâmetro paymentMethod é opcional e pode ser usado para filtrar promoções por um meio de pagamento específico.

Exemplo de Requisição:

GET https://sandbox.api.payulatam.com/payments-api/rest/v4.9/pricing?accountId=512322&currency=ARS&amount=1000

Exemplo de Resposta:

{
    "amount": {
        "value": 1000.00,
        "tax": 0,
        "purchaseValue": 1000.00,
        "currency": "ARS"
    },
    "convertedAmount": {
        "value": 1000.00,
        "tax": 0.00,
        "purchaseValue": 1000.00,
        "currency": "ARS"
    },
    "promotions": [
        {
            "id": 49,
            "title": "Promotion_ID AMEX",
            "termsAndConditions": "SI",
            "paymentMethodMain": "AMEX",
            "startDate": "2018-08-16 18:48:00",
            "endDate": "2090-08-16 18:48:00",
            "days": [
                "MONDAY",
                "TUESDAY",
                "WEDNESDAY",
                "THURSDAY",
                "FRIDAY",
                "SATURDAY",
                "SUNDAY"
            ],
            "priority": 10,
            "type": "MSI"
        },
        {
            "id": 45,
            "title": "Promotion Test - Master",
            "termsAndConditions": "Terminos y condiciones",
            "paymentMethodMain": "MASTERCARD",
            "startDate": "2018-06-26 17:06:00",
            "endDate": "2030-06-26 17:06:00",
            "days": [
                "MONDAY",
                "TUESDAY",
                "WEDNESDAY",
                "THURSDAY",
                "FRIDAY",
                "SATURDAY",
                "SUNDAY"
            ],
            "priority": 10,
            "type": "MSI"
        }
    ],
    "paymentMethodFee": [
        {
            "paymentMethod": "DINERS",
            "pricingFees": [
                {
                    "installments": "1",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 0.00,
                            "total": 0.00
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1000.00,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "0%",
                            "tea": "0%"
                        }
                    }
                },
                {
                    "installments": "3",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 171.29,
                            "total": 171.29
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1171.29,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "162%",
                            "tea": "123.28%"
                        }
                    }
                },
                {
                    "installments": "6",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 230.01,
                            "total": 230.01
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1230.01,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "107%",
                            "tea": "83.97%"
                        }
                    }
                },
                {
                    "installments": "9",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 340.05,
                            "total": 340.05
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1340.04,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "108%",
                            "tea": "85.03%"
                        }
                    }
                },
                {
                    "installments": "12",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 490.01,
                            "total": 490.01
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1490.02,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "119%",
                            "tea": "93.68%"
                        }
                    }
                },
                {
                    "installments": "18",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 641.38,
                            "total": 641.38
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1641.39,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "97%",
                            "tea": "77.91%"
                        }
                    }
                },
                {
                    "installments": "24",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 822.72,
                            "total": 822.72
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1822.72,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "90%",
                            "tea": "72.47%"
                        }
                    }
                }
            ]
        },
        {
            "paymentMethod": "AMEX",
            "pricingFees": [
                {
                    "installments": "1",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 0.00,
                            "total": 0.00
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1000.00,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "0%",
                            "tea": "0%"
                        }
                    },
                    "promos": [
                        {
                            "id": 49,
                            "pricing": {
                                "payerDetail": {
                                    "commission": 0.00,
                                    "interests": 0.00,
                                    "total": 0.00
                                },
                                "merchantDetail": {
                                    "commission": 1044.65,
                                    "interests": 0.00,
                                    "total": 1044.65
                                },
                                "totalValue": 1000.00,
                                "totalIncomeTransaction": -44.65,
                                "additionalInfo": {
                                    "cft": "0%",
                                    "tea": "0%"
                                }
                            },
                            "priority": 10
                        }
                    ]
                },
                {
                    "installments": "3",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 171.29,
                            "total": 171.29
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1171.29,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "162%",
                            "tea": "123.28%"
                        }
                    }
                },
                {
                    "installments": "6",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 230.01,
                            "total": 230.01
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1230.01,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "107%",
                            "tea": "83.97%"
                        }
                    }
                },
                {
                    "installments": "9",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 340.05,
                            "total": 340.05
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1340.04,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "108%",
                            "tea": "85.03%"
                        }
                    }
                },
                {
                    "installments": "12",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 490.01,
                            "total": 490.01
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1490.02,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "119%",
                            "tea": "93.68%"
                        }
                    }
                },
                {
                    "installments": "18",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 641.38,
                            "total": 641.38
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1641.39,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "97%",
                            "tea": "77.91%"
                        }
                    }
                },
                {
                    "installments": "24",
                    "pricing": {
                        "payerDetail": {
                            "commission": 0.00,
                            "interests": 822.72,
                            "total": 822.72
                        },
                        "merchantDetail": {
                            "commission": 44.65,
                            "interests": 0.00,
                            "total": 44.65
                        },
                        "totalValue": 1822.72,
                        "totalIncomeTransaction": 955.35,
                        "additionalInfo": {
                            "cft": "90%",
                            "tea": "72.47%"
                        }
                    }
                }
            ]
        }
    ],
    "paymentTaxesDetails": [],
    "taxesServiceFailed": true
}
<consultPriceListaResponse xmlns:atom="http://www.w3.org/2005/Atom" xmlns:ns3="http://wadl.dev.java.net/2009/02">
    <amount>
        <value>1000.00</value>
        <tax>0</tax>
        <purchaseValue>1000.00</purchaseValue>
        <currency>ARS</currency>
    </amount>
    <convertedAmount>
        <value>1000.00</value>
        <tax>0.00</tax>
        <purchaseValue>1000.00</purchaseValue>
        <currency>ARS</currency>
    </convertedAmount>
    <promotions>
        <promotion id="49" title="Promotion_ID AMEX">
            <priority>10</priority>
            <type>MSI</type>
            <paymentMethod>AMEX</paymentMethod>
            <termsAndConditions>SI</termsAndConditions>
            <startDate>2018-08-16 18:48:00</startDate>
            <endDate>2090-08-16 18:48:00</endDate>
            <days>
                <day>MONDAY</day>
                <day>TUESDAY</day>
                <day>WEDNESDAY</day>
                <day>THURSDAY</day>
                <day>FRIDAY</day>
                <day>SATURDAY</day>
                <day>SUNDAY</day>
            </days>
        </promotion>
        <promotion id="45" title="Promotion Test - Master">
            <priority>10</priority>
            <type>MSI</type>
            <paymentMethod>MASTERCARD</paymentMethod>
            <termsAndConditions>Terminos y condiciones</termsAndConditions>
            <startDate>2018-06-26 17:06:00</startDate>
            <endDate>2030-06-26 17:06:00</endDate>
            <days>
                <day>MONDAY</day>
                <day>TUESDAY</day>
                <day>WEDNESDAY</day>
                <day>THURSDAY</day>
                <day>FRIDAY</day>
                <day>SATURDAY</day>
                <day>SUNDAY</day>
            </days>
        </promotion>
    </promotions>
    <paymentMethodFee>
        <paymentMethodFeeDetail paymentMethod="DINERS">
            <pricingFees>
                <fee installments="1">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>0.00</interests>
                            <total>0.00</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1000.00</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>0%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>0%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="3">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>171.29</interests>
                            <total>171.29</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1171.29</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>162%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>123.28%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="6">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>230.01</interests>
                            <total>230.01</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1230.01</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>107%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>83.97%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="9">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>340.05</interests>
                            <total>340.05</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1340.04</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>108%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>85.03%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="12">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>490.01</interests>
                            <total>490.01</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1490.02</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>119%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>93.68%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="18">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>641.38</interests>
                            <total>641.38</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1641.39</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>97%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>77.91%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="24">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>822.72</interests>
                            <total>822.72</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1822.72</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>90%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>72.47%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
            </pricingFees>
        </paymentMethodFeeDetail>
        <paymentMethodFeeDetail paymentMethod="AMEX">
            <pricingFees>
                <fee installments="1">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>0.00</interests>
                            <total>0.00</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1000.00</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>0%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>0%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                    <promos>
                        <promo id="49">
                            <priority>10</priority>
                            <pricing>
                                <payerDetail>
                                    <commission>0.00</commission>
                                    <interests>0.00</interests>
                                    <total>0.00</total>
                                </payerDetail>
                                <merchantDetail>
                                    <commission>1044.65</commission>
                                    <interests>0.00</interests>
                                    <total>1044.65</total>
                                </merchantDetail>
                                <totalValue>1000.00</totalValue>
                                <totalIncomeTransaction>-44.65</totalIncomeTransaction>
                                <additionalInfo>
                                    <entry>
                                        <key>cft</key>
                                        <value>0%</value>
                                    </entry>
                                    <entry>
                                        <key>tea</key>
                                        <value>0%</value>
                                    </entry>
                                </additionalInfo>
                            </pricing>
                        </promo>
                    </promos>
                </fee>
                <fee installments="3">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>171.29</interests>
                            <total>171.29</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1171.29</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>162%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>123.28%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="6">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>230.01</interests>
                            <total>230.01</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1230.01</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>107%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>83.97%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="9">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>340.05</interests>
                            <total>340.05</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1340.04</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>108%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>85.03%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="12">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>490.01</interests>
                            <total>490.01</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1490.02</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>119%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>93.68%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="18">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>641.38</interests>
                            <total>641.38</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1641.39</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>97%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>77.91%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
                <fee installments="24">
                    <pricing>
                        <payerDetail>
                            <commission>0.00</commission>
                            <interests>822.72</interests>
                            <total>822.72</total>
                        </payerDetail>
                        <merchantDetail>
                            <commission>44.65</commission>
                            <interests>0.00</interests>
                            <total>44.65</total>
                        </merchantDetail>
                        <totalValue>1822.72</totalValue>
                        <totalIncomeTransaction>955.35</totalIncomeTransaction>
                        <additionalInfo>
                            <entry>
                                <key>cft</key>
                                <value>90%</value>
                            </entry>
                            <entry>
                                <key>tea</key>
                                <value>72.47%</value>
                            </entry>
                        </additionalInfo>
                    </pricing>
                </fee>
            </pricingFees>
        </paymentMethodFeeDetail>
    </paymentMethodFee>
    <paymentTaxesDetails/>
    <taxesServiceFailed>true</taxesServiceFailed>
</consultPriceListaResponse>

Executando uma Transação com Promoções

Depois de selecionar uma promoção, inclua PROMOTION_ID e INSTALLMENTS_NUMBER como parâmetros extras na sua requisição:

"extraParameters": {
    "INSTALLMENTS_NUMBER": (número de parcelas),
    "PROMOTION_ID": (ID da promoção selecionada)
}
<extraParameters>
    <entry>
        <string>INSTALLMENTS_NUMBER</string>
        <string>Número de parcelas</string>
    </entry>
    <entry>
        <string>PROMOTION_ID</string>
        <string>ID da promoção selecionada</string>
    </entry>
</extraParameters>

Meses sem Juros (MSI - Meses Sin Intereses)

Para contas no México, você pode oferecer aos clientes a opção de pagar em um número determinado de parcelas sem juros. Para ativar essa funcionalidade, entre em contato com seu representante de vendas.

Considerações

  • Opções de parcelamento disponíveis: 3, 6, 9, 12 ou 18 meses.
  • Valores mínimos de compra exigidos para MSI:
    • 3 meses → $300 MXN
    • 6 meses → $600 MXN
    • 9 meses → $900 MXN
    • 12 meses → $1200 MXN
    • 18 meses → $1800 MXN
  • MSI está disponível com os seguintes bancos: BANAMEX, BANCO REGIONAL DE MONTERREY S.A, BANCOPPEL, BANCO AZTECA, SCOTIABANK, HSBC, INBURSA, BANCA MIFEL SA, BANCO MULTIVA, BAJIO, CI BANCO, Afirme, Banregio, Banjercito, Banorte, Famsa, Invex, Premium Card Liverpool, Santander e Bancomer.
  • Ao usar MSI, sempre exiba a frase “PAGOS DIFERIDOS” durante o processo de pagamento.

Parâmetros da Requisição para MSI

Para aplicar MSI, inclua o número de meses no campo extraParameters:

"extraParameters": {
    "INSTALLMENTS_NUMBER": (número de meses)
}
<extraParameters>
    <entry>
        <string>INSTALLMENTS_NUMBER</string>
        <string>Número de meses</string>
    </entry>
</extraParameters>

Para mais detalhes sobre o uso de MSI, consulte a API de Pagamentos para o México.

Última modificação 7 de fevereiro de 2025: Documentation Updates (3ab7a7b0a)